Your financial life, finally clear.
Track expenses, budgets, bills, subscriptions and loans, split costs with friends, and ask AI about your money in plain language. Free on iOS, Android and the web.
Financial clarity isn't a luxury. It's a decision.
Most people don't lack income — they lack visibility. Nexpenz shows you exactly where your money goes, so every decision you make is an informed one.
See the full picture
Every transaction, every category, every pattern — visible at a glance. No guessing what happened to your money.
Stop the leaks
Forgotten subscriptions, unchecked bills, budget overruns — Nexpenz catches what you miss before it costs you.
Build toward something
Set budgets, track savings goals, and make decisions backed by your real numbers — not estimates.
Ask Nex-i anything about your money.
Ask anything about your finances
Chat with Nex-i right from your dashboard. Ask "How much did I spend last month?" or "What's my biggest expense category?" and get instant, accurate answers from your own financial data.
Budgets that actually work
Build once, reuse every month
Build a budget once, save it as a template, and reuse it every month. No starting from scratch.
Never get charged for something you forgot
One view, every subscription
See every active subscription in one view. No more surprise charges at end of month.
Your finances, inside the AI tools you already use.
Nexpenz comes with a built-in MCP server. Connect it to Claude, ChatGPT, Cursor or Gemini CLI using the Model Context Protocol and ask questions about your spending, budgets, loans, and more — in plain language, powered by your real financial data.
Available on Standard and Pro plans
Start free. Upgrade when you're ready.
The core features are on every plan. Start free and upgrade when you need more.
Free
All the core features with sensible limits — perfect for getting started.
- All core features included
- 30 transactions per month
- Ask Nex-i AI — 3 chats/day
- Reports & insights
Standard
For people getting serious about their finances.
- 300 transactions per month
- Ask Nex-i AI — 10 chats/day
- Reports & insights
- MCP AI integrations (Claude, ChatGPT, Gemini)
Pro
No limits. No compromises. Your full financial picture, always.
- Unlimited transactions
- Ask Nex-i AI — 20 chats/day
- MCP AI integrations (Claude, ChatGPT, Gemini)
Real people, real financial clarity.
I expected shopping to be my biggest expense. Nex-i told me it was actually my daily coffee and food deliveries — combined, they'd quietly become one of my largest spending categories. I didn't dig through a single transaction to find that out. I just asked. We've all used AI for general questions, but asking it about your own money is a completely different experience.
We used Smart Circles on a trip with friends. Everyone added expenses as we went. By the end, everyone knew exactly what they owed. Normally nobody remembers who paid for what. This time, Nexpenz did.
I knew I was spending on food — I just didn't know how much was delivery versus groceries. The subcategory breakdown made that obvious in seconds. The reports don't just show your expenses. They help you understand them.
Know your money. Live your life.
Join hundreds who stopped guessing and started seeing their finances clearly.
