# Nexpenz

> Nexpenz is an expense tracker and AI finance assistant app that helps you manage budgets, subscriptions, loans, and recurring bills — with AI-powered insights via Ask Nex-i, group spending with Smart Circles, and a personal Memory Book. Free and premium plans available.

Tagline: "Your financial life, finally clear."

Developed by ZORTLE LABS. Available on iOS and Android. No credit card required to get started.

## App Features

- [Features](https://nexpenz.com/features): Full breakdown of all 9 app features — Ask Nex-i AI assistant, Budgets, Recurring Bills, Subscription Tracking, Reports & Insights, Smart Circles, Loan Management, Memory Book, and Expense Tracking.

## Pricing

- [Pricing](https://nexpenz.com/pricing): Full plan comparison for Free ($0), Standard ($2.99/month), and Pro ($4.99/month) tiers. All plans include every feature — limits differ by tier. Includes transaction limits, account limits, AI chat quotas, MCP API key limits, and multi-currency support (USD, INR, EUR). No card required for free plan.

## Support

- [Contact](https://nexpenz.com/contact): Contact form and support email (support@nexpenz.com) for customer inquiries.

## Legal

- [Privacy Policy](https://nexpenz.com/privacy-policy): Details on data collection, financial data handling, AI assistant (Nex-i) data processing, third-party services, and user rights. Nex-i data is NOT used for model training.
- [Terms and Conditions](https://nexpenz.com/terms-and-conditions): Terms of service covering subscriptions, AI feature disclaimers, prohibited uses, and intellectual property. Operated under jurisdiction of Kottayam, Kerala, India.

## Integrations

- [MCP Integration](https://nexpenz.com/mcp): Connect Nexpenz to Claude Desktop, Cursor, ChatGPT, or Gemini CLI using the Model Context Protocol. Query financial data in plain language. Requires Standard or Pro plan.

## Newsletter

Nexpenz publishes a weekly finance insight newsletter. Subscribe via the homepage at https://nexpenz.com. Contact: support@nexpenz.com.

## Optional

- [Delete Account](https://nexpenz.com/delete-account): Form for requesting account and data deletion.